Strength through numbers
National Active and Retired Federal Employees Association
Association is an organization of persons having a common interest.
NARFE’s mission has remained the
same since 1921: To preserve and enhance the retirement
benefits of federal retirees, employees and their families.
Our current legislative agenda focuses
1. Protecting existing retirement and health benefits while Congress attempts to deal with high federal budget deficits;
2. Fighting the growth of controversial “Health Savings Accounts,” which could make comprehensive health plans more expensive;
3. Extending the “Premium Conversion” rights of federal employees to federal annuitants, so they, too, can pay their Federal Employees Health Benefits Program premiums with nontaxable
dollars and save hundreds of dollars each year; and,
4. Repealing the Social Security Government Pension Offset (GPO) and Windfall Elimination Provision (WEP)—two provisions that can substantially reduce the expected Social Security income of certain retired federal workers.
The next scheduled Chapter 1373 meeting will be at 11:15 am
Wednesday September 21, 2011
*******Marion Cafe ..&...Thom's Sweet Shoppe
100 S. Main Street ..&...102 S. Main Street
Marion, KY. 42064
All current and retired Federal
employees and their spouses are invited to join us.
A Lot To Be Thankful For
It’s only natural when considering
whether to join or renew membership in an organization
to ask: What have you done for me ... lately?
Luckily, NARFE has a lot to report. Here is a roundup of some of the Association’s most recent
legislative accomplishments on your behalf.
1883 - The U.S. Congress established the Federal Civil Service with the "Pendleton Act."
1920 - The Civil Service
Retirement Act was passed by Congress to provide a maximum retirement annuity
$720 per year!
1921 - The National Association of Retired Civil Employees, renamed the National Association of
Retired Federal Employees (NARFE) in 1971, was organized by 14 federal workers to seek improved
1926 - Congress increased annuities to a maximum of $1,000 per year.
1942 - Congress established
age and years-of-service requirements allowing employees with 30 years
service to retire at the age of 55.
1943 to 1961 - Retirement eligibility requirements and benefits were liberalized, and Congress approved
periodic increases in annuities.
1959 - Congress enacted FEHBP to provide health insurance for federal workers and their families.
1962 - Automatic cost-of-living adjustments (COLA) based on the Consumer Price Index went into effect.
Obtained legislation that allowed survivor benefits; Restored
full annuity to retirees following the
death of the designated survivor;
Supported a change from "High-5" to "High-3" years of service as the basis for computing annuities;
Achieved passage of the Second Spouse Bill to allow benefits
for a second spouse or a spouse in a
Succeeded in having annuitants included in the annual Open Season to allow changes in their
Initiated legislation to allow survivor annuitants to remarry after age 55 without loss of their federal
survivor annuity or FEHBP coverage;
Achieved liberalization of the 1983 Windfall Elimination Provision (WEP) and Government
Pension Offset (GPO) amendments to the Social Security Act, lessening the adverse economic affect
of these two provisions;
Formulated the policy and coordinated the support for enactment of the Federal Employees Retirement
System (FERS) in 1986;
Spearheaded efforts which led to enactment of an amendment to the Gramm-Rudman-Hollings Budget
Enforcement Act of 1985, giving federal and military retiree COLAs the same protection from automatic
sequestration that the original bill gave Social Security COLAs;
Protected COLAs against numerous proposals to withhold, delay or eliminate this annual boost in the
annuities of federal retirees and survivors; with this protection, the annuity of the federal worker, who
retired 20 years ago, increased by about 70%;
Supported legislation in 1989 that substituted a "phantom premium" in the FEHBP premiumsharing
formula so that withdrawal of the large Aetna plan did not result in major premium hikes
Authored a statutory guarantee requiring the Secretary of the Treasury to reinvest and make
whole any interest lost to the Civil Service Retirement Trust Fund as a result of any debt
Supported the 1989 Davis v. Michigan case before the U.S. Supreme Court which ruled that
states could not tax federal annuities unless they applied the same tax laws to their respective state
and local government pensions; that decision set off a round of legal and legislative challenges in
states across the nation. In some 23 states, these NARFE-lead efforts eventually resulted in
thousands of annuitants receiving considerable tax refunds and thousands more benefiting each year
from savings in state taxes;
Led a successful national campaign to repeal the Medicare Catastrophic Act and its accompanying
surtax on millions of older Americans;
Won a long battle to enact federal legislation prohibiting states from source-taxing the
retirement income of former residents;
In 1993, saved survivors from an ill-conceived budget proposal that would have reduced future
survivor annuities by some 10 percent. In 1998 played a strategic role in developing a
new "Fair Share" premium-sharing formula, for FEHBP that has saved enrollees hundreds of
dollars each year;
Deleted a proposal from the FY 1999 House budget resolution that would have shifted new
FEHBP premium ($3.1 billion in additional costs) to employees and annuitants;
Fought efforts to introduce controversial Medical Savings Accounts (MSAs) into the
FEHBP, saving enrollees from even higher health care costs.
Fending Off Budget Reductions
The President’s FY 2008 budget included a reduction in government Federal
Health Benefits Program (FEHBP) contributions for certain future retirees. It also advocated
expanding Health Saving Accounts in the FEHBP. NARFE was instrumental in eliminating these
items from the final congressional Budget Resolution.
The Senate Budget Committee approved a bill that required automatic reductions
in federal civilian and military retirement benefits. NARFE saw to it that
no further action was
NARFE persuaded the House Education and the Workforce Committee not to
federal workers’ compensation benefits after the House version of the FY 2007 Budget Resolution instructed the committee to cut entitlement programs
by $1.3 billion.
2005 The National Association of Retired Federal Employees (NARFE) has a new name. It is now the National Active and Retired Federal Employees Association (formerly the National Association of Retired Federal Employees).
Congress proposed to cut federal civilian retirement benefits (including
the FEHBP and
cost-of-living adjustments) by $2.3 billion from the FY 2005 budget. NARFE, with the help of
friends in Congress, was successful in having this proposal dropped.
2004 Amendments were proposed to require automatic reductions in federal civilian and military retirement (but not Social Security). The cut in civilian retirement over the next 10 years could have been as much as $99 billion, drastically reducing FEHBP and other federal retirement benefits. Strong opposition from NARFE defeated the proposal.
2003 The House Budget Committee called for cutting federal civilian retirement benefits by $38.3 billion. NARFE, with the help of friends in Congress, succeeded in stopping this proposal.
2002 The House Budget Committee proposed requiring federal agencies to pre-fund post-retirement FEHBP premiums and pay the full normal cost of federal civilian retirement benefits. This would have created an artificial funding crisis that would have undermined the health security of federal employees and annuitants. NARFE persuaded the Committee to withdraw this proposal.
Legislation that would have required automatic spending cuts in programs
such as federal
civilian retirement, if total spending exceeded certain limits, was defeated after NARFE, with bipartisan assistance, persuaded Congress to reject this bill. There has been no legislated reduction in civil service retirement benefits in more than a decade. Despite years of budget deficits, major natural disasters, a changing world economy, terrorist attacks at home and wars abroad, our earned benefits have remain untouched because NARFE, backed by activist members and supportive members of Congress, has acted as a deterrent against adverse
NARFE was instrumental in having legislation passed that protects the prescription
drug coverage of the FEHBP for Medicare-covered annuitants.
1997 Through NARFE’s efforts, the “Fair Share”
FEHBP government contribution formula was added to the year’s Balanced Budget Act, saving the average enrollee $164 (self-only) to $326 (self-andfamily)in premiums the first year alone.
Additional NARFE Accomplishments
* Pay Parity was passed on March 31, 2004, and has been maintained.
was enacted December 23, 2004, to offer federal workers and annuitants
separate dental and vision insurance.
* Federal Long Term Care Insurance became law in December 2003.
* The NARFE-endorsed Patients’ Bill of Rights was implemented in 1998.
A proposal to eliminate the annuity portion of the Federal Employees Retirement
System (FERS) was defeated in 1998.
NARFE Is Your Insurance Policy
NARFE acts as your insurance policy
against a reduction in your annuities and health-care protection.
Federal health care and retirement benefits are always vulnerable, particularly with a budget deficit. Indeed, in the not too distant future, lawmakers may want to cut federal retirement in response to the tremendous pressure 77 million retiring baby boomers will place on the budget. A strong membership means enhanced clout with Congress.
The next time you wonder what NARFE has done for you ... lately ... take a look at the accomplishments listed here. Then ask yourself if you are still receiving your full annuity, healthcare benefits and cost-of-living adjustments. If you answer yes, then you can
I had a good time talking with Kentucky's
First Congressional District United States Representative Ed Whitfield.
Paul H. Carew
Regional Vice President, Region X
States: Kentucky, North Carolina, Tennessee, Virginia and West Virginia
Region X Federation Websites
Our monthly meetings of Crittenden County Chapter 1373
of the National Active and
Retired Federal Employees (NARFE) will recognize and celebrate those United States citizens who
are dedicating their working lives in the service of their country or who have retired from
Federal service, and continue to fight for their rights by being members of NARFE.
We believe that working for the betterment of this country
is the proper thing to do.
We continue to believe in these principles by being members of NARFE.
Each month meeting brings a renewed view of our life.
This celebration is a measure of our grateful thanks for these individuals’ long-time
Federal service and to recognize and honor them.
All current and retired Federal employees and their spouses
are invited to join
us in this celebration on the third Wednesday of each month at 11:15 a.m.
at the Marion Cafe in Marion Kentucky.
How can you get a subscription to NARFE Magazine?
Printable Membership Application
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